Need Help Modifying your Mortgage?
Many homeowners these days face difficulties making their mortgage payments. Others own homes that are worth far less than they were just a few years ago. Fortunately, help is available. In many cases, it is possible to obtain a mortgage modification that reduces your interest rate, reduces the amount of the outstanding mortgage or both. Getting a mortgage modification, however, is easier said than done. The process can be lengthy and results are uncertain.
The lawyers at Leen & O'Sullivan, PLLC help homeowners obtain mortgage modifications and also advise homeowners who wish to obtain a mortgage modification on their own.
The Mortgage Modification Process
Getting a mortgage modification can be frustrating for someone unfamiliar with lending practices. Finding a lending officer authorized to modify a loan is one hurdle. Lenders lose documents. Mortgage lenders face a flood of inquiries and your application can be pushed aside.
We are experienced at the mortgage modification process. We are skilled at negotiating with lenders and will work to obtain the mortgage modification which is most advantageous for you.
A Mortgage Modification or Chapter 13 Bankruptcy?
Because of the long delays and uncertainties in the mortgage modification process, sometimes it is advisable to apply for a mortgage modification and file Chapter 13 bankruptcy at the same time. That way, your home can be protected if the lender fails to agree to a mortgage modification.
The lawyers at Leen & O'Sullivan, PLLC have helped thousands of people obtain debt relief and save their homes through the bankruptcy process. We want help get a fresh financial start.
Beware of mortgage rescue scams. Unlike those deceptive lending practices, a mortgage modification or a Chapter 13 bankruptcy can protect your home ownership rights.
Free Consultation — Call Today
Contact us to schedule a free consultation with an attorney at Leen & O'Sullivan, PLLC, located in Seattle, Washington.
